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What are the basic difference between Public Sector Bank and Private Sector Bank
In Miscellaneous  -  Asked by J P Lodha -  6 years ago

Best Answer:
HI..Don't be confused with the name! Public sector banks are those which are operated by govt. bodies and the employees get salaries from the govt. funds. check the list of banks below:
* Allahabad Bank
* Andhra Bank
* Bank of Baroda
* Bank of India
* Bank of Maharastra
* Canara Bank
* Central Bank of India
* Corporation Bank
* Dena Bank
* Indian Bank
* Indian Overseas Bank
* Oriental Bank of Commerce
* Punjab & Sind Bank
* Punjab National Bank
* Syndicate Bank
* UCO Bank
* Union Bank of India
* United Bank of India
* Vijaya Bank
* State Bank Of India

Private sector banks are the banks which are controlled by the private lenders with the approval from the RBI their interest rates are slightly costly as compared to Public sector banks. for further information you may check out he list below:
* Bank of Punjab
* Bank of Rajasthan
* Catholic Syrian Bank
* Centurion Bank
* City Union Bank
* Dhanalakshmi Bank
* Development Credit Bank
* Federal Bank
* HDFC Bank
* ICICI Bank
* IDBI Bank
* IndusInd Bank
* ING Vysya Bank
* Jammu & Kashmir Bank
* Karnataka Bank
* Karur Vysya Bank
* Laxmi Vilas Bank
* South Indian Bank
* United Western Bank
* UTI Bank
#If you want you may verify the listing from the RBI#
6 years ago - By Praveen Yadav

Other Answers (1)
Answer 1.
Main difference is only that Public follow the RBI Interest rules strictly but private banks could have some changes but only after the approval from the RBI!
6 years ago - By Harish
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