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Ask your Question    (100 characters left) Search for questions:      Advanced Credit Cards Car Loans Home Loans Personal Loan Education Loans Fixed Deposits Savings Accounts Miscellaneous Bank ATM Auto Loan Bad credit Loan Recovery Recovery Agents Indian Bank Canara Bank Corporation Bank Loan Calculator credit card fraud HSBC Bank Vijaya Bank Deutsche Bank Credit history Credit score Used car loan Saving Account Fixed Deposit Loan Finance ICICI Bank RBI SBI Disha HDFC ABN Amro CitiBank EMI Calculator Kotak PNB Barclays Home Loan Personal Loan Credit Card Interest rate Undecided Frozen Question: Show me another WHAT IS SBI HOME LOAN PROCEDURE WHAT IS SBI HOME LOAN PROCEDURE In Home Loans  -  Asked by SACHIN -  4 years ago Frozen Answers (2) show: Newest to Oldest Oldest to Newest Answer 1. Purpose Purchase/ Construction of House/ Flat Purchase of a plot of land for construction of House Extension/ repair/ renovation/ alteration of an existing House/ Flat Purchase of Furnishings and Consumer Durables as a part of the project cost. For more details log on to sbi home loans site Takeover of an existing loan from other Banks/ Housing Finance Companies. Eligibility Minimum age 18 years as on the date of sanction Maximum age limit for a Home Loan borrower is fixed at 70 years, i.e. the age by which the loan should be fully repaid. Availability of sufficient, regular and continuous source of income for servicing the loan repayment. Loan Amount • 40 to 60 times of NMI, depending on repayment capacity as % of NMI as under - Net Annual Income EMI/NMI Ratio Upto Rs.2 lacs 40% Above Rs.2 lac to Rs. 5 lacs 50% Above Rs. 5 lacs 55% To enhance loan eligibility you have option to add: 1. Income of your spouse/ your son/ daughter living with you, provided they have a steady income and his/ her salary account is maintained with SBI. 2. Expected rent accruals (less taxes, cess, etc.) if the house/ flat being purchased is proposed to be rented out. 3. Depreciation, subject to some conditions. 4. Regular income from all sources. Margin Purchase/ Construction of a new House/ Flat/ Plot of land: 20% for loans up to Rs.30 Lacs, 20% for loans above Rs.30 lacs and upto Rs.75 lacs. 25% for loans above Rs.75 lacs. (w.e.f. 01.01.2009) 4 years ago - By John Solomon T. Answer 2. Good Day!, My name is Mr.Alexander White,I am a private money lender,legitimate & accredited,certified and guaranteed.We loan money out to individuals in need of financial assistance. Do you have a bad credit or you are in need of money to pay bills?I want to use this medium to inform you that we render reliable beneficiary assistance as I'll be glad to offer you a loan.why should you die in silence when you have opportunity to boost your business and solve your financial problems. Services Rendered include; *Refinance *Home Improvement *Inventor Loans *Auto Loans *Debt Consolidation *Line of Credit *Second Mortgage *Business Loans *Personal Loans *International Loans. Contact Mr.White with this address for more information; mralexander.white@gmail.com Regards, Mr.White. 4 years ago - By Mr.Alexander White Answer: Open Questions HOW TO PRINT HOME LOAN STATEMENT OF ACCOUNT A/C NO.10441164973 http://answers.rupeetimes.com/home_loans/my_name_is_karunakara-n n_have_to_apply_for_a_home_loan_wha please mail provisional certificate for HOME loan A/C No.477175912 email id what is balance amount the home loan home loan account no.lbpun00000969292 of icici what is balance amount the home loan home loan account no.lbpun00000969292 of icici View All Discover: Resolved Questions APPLY FOR URGENT LOAN can i take dsa of sbi , hdfc, icici, axis bank? I want to know my home loan status. PAN card no. AAHPB1553E D.O.B 25/2/1963 MY NAME IS BALACHANDAR.G. I HAVE TO APPLY FOR A HOME LOAN. WHAT IS MY CIBIL. is 713 cibil score good for securing home loan View All Vote: Undecided Questions No question found. 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CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans Auto Insurance   NEWS THIS WEEK • Banking products for women Jul 22, 2014 • SBI campaign – ‘Home Loan on wheels’ Jul 21, 2014 • Home loan EMIs expected to drop down by 8-10% Jul 18, 2014 • Dropdown in home loans and raise in education loan Jul 17, 2014 • New Loan product unveiled by BMB bank Jul 16, 2014 News Archive EDITORS' PICKS Make your home loan repayment easier Home Loans: How to reduce your floating rate NRI Banking in India NRI Home Loan: A friend for the non-residents Hybrid loans – are they beneficial?

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