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Ask your Question    (100 characters left) Search for questions:      Advanced Credit Cards Car Loans Home Loans Personal Loan Education Loans Fixed Deposits Savings Accounts Miscellaneous Bank ATM Auto Loan Bad credit Loan Recovery Recovery Agents Indian Bank Canara Bank Corporation Bank Loan Calculator credit card fraud HSBC Bank Vijaya Bank Deutsche Bank Credit history Credit score Used car loan Saving Account Fixed Deposit Loan Finance ICICI Bank RBI SBI Disha HDFC ABN Amro CitiBank EMI Calculator Kotak PNB Barclays Home Loan Personal Loan Credit Card Interest rate Resolved Question: Show me another Please guide me from where should take Home Loan from GIC or State Bank of Patiala. Home Loan from GIC or State Bank of Patiala. In Home Loans  -  Asked by Arun Patekar -  1 year ago Best Answer: You should take loan from state bank of patiala. It is always better to take loan from public sector bank as they have low interest rate and charges. 1 year ago - By Manvi Other Answers (2) show: Newest to Oldest Oldest to Newest Answer 1. You should take loan if you can manage your finances easily because when you default on repayment of loan your bank will put your name in defaulter list and it is difficult to get name removed from the list. 1 year ago - By Jonty Answer 2. Bank has two scheme one is loan for upto Rs 50 lakh on this it is giving 8% pc. The interest rate is fixed at 8% p.a for first year and 9% p.a.for 2nd and 3rd year. Thereafter, the rate will be charged at the then applicable Home loan floating rate linked to Base Rate. No pre-payment penalty if loan is pre-paid at the time of reset on 4th year. Other is loan above Rs 50 lakh The interest rate is fixed at 8% p.a The interest rate is fixed at 8% p.a for first year and 9% p.a.for 2nd and 3rd year. Thereafter, the rate will be charged at the then applicable Home loan floating rate linked to Base Rate. No pre-payment penalty if loan is pre-paid at the time of reset on 4th year. 1 year ago - By Lovely Answer: Open Questions I have home loan account with SBI & Account No.is 00000030351067938.i want prov.intrest certificate. I want to know my cibil report free of cost whether it is possible? I own house where my parents live and I live in another house paying rent. Can I claim HRA? How can i get a home loan frenchise? I have NRE account and i want to invest my money for my future so how and were to invest ? My salary View All Discover: Resolved Questions please tell me whether my name is there in the defaulters list or not should I take home loan at this time when RBI is raising rate of interest continuous . i want to check my cibil record i want home loan rs.1500000 on fix rate and repay period 15year iwant to know the balance amount of loan number 30136656590 and 30234131105 View All Vote: Undecided Questions my cibil report check name- amit kumar chauhan pan- afcpc2054d dob-10/08/1976 View All COMPARE RATES Compare Home Loan Rates Get best bank for Home Loan Compare Car Loan Rates for a used car Get best bank for Home Loan Show All... COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATORS Home Loan EMI Calculator Home Loan Amount by EMI Calculator Compare Home Loan EMIs Credit Card Balance Transfer Savings Calculator More Calculators... CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   NEWS THIS WEEK • Borrowing home loan will now require more preparation Feb 10, 2012 • Central Bank of India to expand its branch network in Jharkhand Feb 9, 2012 • Prepayment penalty on home loans withdrawn by Punjab and Sind Bank Feb 9, 2012 • Mortgage Guarantee Company to bring relief for home loan borrowers Feb 8, 2012 • SBI banking on social pressure to recover loan from defaulters Feb 6, 2012 News Archive EDITORS' PICKS Bankers concerned on RBI loan recovery... 12 point conduct checklist for bank and... What if you default on your loan? If the interest rate is same, how do you... Carnival of Indian Personal Finance Blogs #2

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