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my year salary 120000 only apply sbi home lone i need home lone 8to 1000000 lakhs know applythesbi
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Home Loans
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Asked by m.r.ali -
1 year ago
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Best Answer:
You can take SBI Easy home loan but this scheme is available up to March 31, 2010. In this bank charges interest as following:
* Interest rate during the first year (i.e. till first anniversary date from the date of first disbursement) is fixed at 8% p.a.
* Interest rate during next two years is fixed at 8.5% p. a
* Interest rate after three years may be Fixed or Floating as per the borrower’s choice made at the time of sanction. If floating rate option is chosen, then the rate will be 2.75% below SBAR. If fixed rate option is chosen, then the rate will be 1.25% below SBAR prevailing on the third anniversary date from the date of first disbursement, and shall have a reset frequency of 5 years from the third anniversary date of the loan. Fixed interest rate shall be subject to force-majeure clause.
For other details check on SBI website: http://www.statebankofindia.com/user.htm?action=viewsection&lang=0&id=0,1,20,115,741,748
1 year ago - By Renu
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