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Ask your Question    (100 characters left) Search for questions:      Advanced Credit Cards Car Loans Home Loans Personal Loan Education Loans Fixed Deposits Savings Accounts Miscellaneous Bank ATM Auto Loan Bad credit Loan Recovery Recovery Agents Indian Bank Canara Bank Corporation Bank Loan Calculator credit card fraud HSBC Bank Vijaya Bank Deutsche Bank Credit history Credit score Used car loan Saving Account Fixed Deposit Loan Finance ICICI Bank RBI SBI Disha HDFC ABN Amro CitiBank EMI Calculator Kotak PNB Barclays Home Loan Personal Loan Credit Card Interest rate Undecided Frozen Question: Show me another Availed home loan from ICICI at floating rate of 7.50% in 2004. Now rate is 12.5%. What should i do. Loan taken in 2004 @7.5% on floating rate. Paid 54 installments till 3/2010. Now rate is 12.50% which had gone even to 14% in Oct to Dec 2008. Still there are 118 installments pending @12.50% - installment of 6382. Should I transfer the loan to SBI? What amount th ICICI will deduct for early settlement. Pl guide. In Home Loans  -  Asked by Swaran Singh -  1 year ago Frozen Answers (5) show: Newest to Oldest Oldest to Newest Answer 1. there was a offer from ICICI Bank pay 1% and get 8.25% fixed for two years please visit at ICICI customer care 1 year ago - By Rakesh Bhatia 09310278000 Answer 2. my dear freind dont west time if u change your loan then you lost your insurance ur processing fee n when you apply new again process fee n insurance too if you need help ring kishor 9819807798 or visit www.ganeshconsultancy.in 1 year ago - By Kishor Answer 3. My friend also took home loan from ICICI bank and he has been facing problem as the bank keeps adding charges to EMI also the interest is also increased. 1 year ago - By Sonia Answer 4. Before taking final decision of transferring your home loan to another carefully check all the charges as you might end up paying more than your EMIs amount. Better is to speak to the concerned bank official and go for settlement. 1 year ago - By Ritu Answer 5. There are two aspects associated with BT - prepayment penalty and processing fee. The bank charges 'prepayment penalty', the definition vary from bank to bank. Normally, a bank will charge up to 2 per cent of the total loan outstanding as a prepayment penalty. Just as there is a cost to pay for a transfer, the new lender will also charge a processing fee to take over the loan. It can be about 0.5 per cent to one per cent of the total loan amount one applies for. It is necessary to check the probable terms and conditions relating to the loan transfer charges to be borne by the applicant. To know more about home loan visit rupeetimes.com. 1 year ago - By Sonia Answer: Open Questions I have home loan account with SBI & Account No.is 00000030351067938.i want prov.intrest certificate. I want to know my cibil report free of cost whether it is possible? I own house where my parents live and I live in another house paying rent. Can I claim HRA? How can i get a home loan frenchise? I have NRE account and i want to invest my money for my future so how and were to invest ? My salary View All Discover: Resolved Questions please tell me whether my name is there in the defaulters list or not should I take home loan at this time when RBI is raising rate of interest continuous . i want to check my cibil record i want home loan rs.1500000 on fix rate and repay period 15year iwant to know the balance amount of loan number 30136656590 and 30234131105 View All Vote: Undecided Questions my cibil report check name- amit kumar chauhan pan- afcpc2054d dob-10/08/1976 View All COMPARE RATES Compare Home Loan Rates Get best bank for Home Loan Compare Car Loan Rates for a used car Get best bank for Home Loan Show All... COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATORS Home Loan EMI Calculator Home Loan Amount by EMI Calculator Compare Home Loan EMIs Credit Card Balance Transfer Savings Calculator More Calculators... CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   NEWS THIS WEEK • Borrowing home loan will now require more preparation Feb 10, 2012 • Central Bank of India to expand its branch network in Jharkhand Feb 9, 2012 • Prepayment penalty on home loans withdrawn by Punjab and Sind Bank Feb 9, 2012 • Mortgage Guarantee Company to bring relief for home loan borrowers Feb 8, 2012 • SBI banking on social pressure to recover loan from defaulters Feb 6, 2012 News Archive EDITORS' PICKS Carnival of Indian Personal Finance Blogs #1 J&K Bank raises PLR How to increase one’s Home Loan Eligibility Home loan rates likely to remain stable Are you ready to file your taxes? Please...

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