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my name manoj k joshi and my date of birth 05/07/1973 please my name id cibil which reson
In Credit Cards  -  Asked by manoj k joshi -  1 year ago

Best Answer:
You can directly access your credit information report on cibil website: http://cibil.com/accesscredit.htm. If you want any explanation on CIR details you can drop an email at consumerqueries@cibil.com. You can even get copy of CIR by paying fees of Rs 142/- through DD along with other documents mentioned on the website.
1 year ago - By Puja

Other Answers (2)
show:
Answer 1.
If you have cleared all your pending dues then your credit rating will be good. The rating depends on persons repayments of loan or credit card payments. If there are dues then rating will be low and some people rating even go into negative when they don't bother to clear their dues. When you apply for loan all banks check cibal report and credit rating before sanctioning loan.
1 year ago - By Mitu
Answer 2.
You can check the report with your bank as list and reports are prepared by banks and sent to cibil. If bank refuse to show the report or give copy you can put complaint on bank website. If within 15 days you don't receive any satisfactory reply you can file complaint with banking ombudsman with a copy of your complaint as a proof. If you directly file complaint with ombudsman your application will be rejected because complaint should be first given to bank manager.
1 year ago - By Puja
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