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I have spent 50000 on credit card. now i'm unable to pay off the bill. Would it be negative impact on credit history?
In Credit Cards  -  Asked by Anil Garg -  14 years ago
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Answer 1.
dude nothing will happen like above......
after ur due date the bank guy from collections department will call u up and ask u the reason for not paying the due.... tell him u dont have sufficient cash with u...... then he will tell u to pay sme amount...... then u negotiate with him he will reduce the amount.... then atlast ask him wats the minimum amount u need to pay right now and pay that amount( minimum amount wont be more than 12%).... then u can pay ur remaining amount in next month.....
14 years ago - By Kaushik
Answer 2.
u need to pay them back within the time period or else they will be charging interest on the amount that may be 25% or above per annum
so u must think before spending dear.
14 years ago - By Varun
Answer 3.
Gundas will come to your home anytime and to your office also. And a FIR may also be filed against you for non payment of dues. If you dont have money to pay you should not have spent.....!
14 years ago - By Alok
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