i had applied for credit card but it was rejected by bank they inform me that my name is in sibil. : Credit Cards : RupeeTimes Answers

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i had applied for credit card but it was rejected by bank they inform me that my name is in sibil.
In Credit Cards - Asked by pavan r jain - 1 year ago
Best Answer: If your name is in cibil defaulter list then surely banks will not issue credit card or give loan. If you had taken loan from the bank and cleared the pending payments then check with that bank that why it has not removed your name from defaulter list. You must get NOC from the bank also. 1 year ago - By Mintu

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Answer 1. why you think ur name will in cibil did any bank reject ur file for loan or did u unpaid any type of due of banks 1stly if u have any loan from any bank n u fail to pay then bank will put ur name in cibil or even ur cheque return also 2ndly if u have credit card before which u settle the amount with banker then also ur name will be in cibil or if u wish to cheak cibil repor then you have to visit www.cibil.com download request form fill up with docs require attach with Rs 142/- demad draft in the name of credit infromation bureau (india) limited payable at mumbai n wait for 10 working days they will reply you in ur e-mail or futher helping hands for all we are not agent of cibil call 9819807798 kishor (please call working hours) 1 year ago - By Kishor
Answer 2. One of my friend has also face the same problem then he contacted cibil and got details of his CIR, then contacted the bank. The bank had by mistake put his name instead of other person with similar name. 1 year ago - By Ali
Answer 3. If you have any pending dues of previous loan or credit card then clear them first and get your name removed from defaulter list as banks check the cibil record before giving loan or credit cards. If you had not taken any loan or credit card then check at cibil website: http://www.cibil.com/accesscredit.htm. name of the bank as all details are given against your name and contact that bank to get your name removed. 1 year ago - By Raju

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