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How to get the name removed from defaulters list?
I had a credit card from HDFC and i made the payment and obtained NOC from HDFC. Still i am not able to get any loan. Kindly advise..
In Credit Cards  -  Asked by Vishal Tarwani -  1 year ago

Best Answer:
Banks are not updating their records regularly as you are saying you have cleared credit card dues and obtained NOC from the bank but your bank has not informed cibil about this thus your name is there. You should contact your bank manager and get it done. You can also contact cibil through email at at consumerqueries@cibil.com and inform them.
1 year ago - By Anu

Other Answers (3)
show:
Answer 1.
why you think ur name will in cibil did any bank reject ur file for loan or did u unpaid any type of due of banks

1stly if u have any loan from any bank n u fail to pay then bank will put ur name in cibil or even ur cheque return also

2ndly if u have credit card before which u settle the amount with banker then also ur name will be in cibil

or if u wish to cheak cibil repor then

you have to visit www.cibil.com
download request form fill up with docs require
attach with Rs 142/- demad draft in the name of
credit infromation bureau (india) limited payable at mumbai

n wait for 10 working days they will reply you in ur e-mail
or futher helping hands for all we are not agent of cibil
call 9819807798 kishor (please call working hours)
1 year ago - By Kishor
Answer 2.
Many people like you are facing this problem but banks are not doing anything to improve the quality of their service. The RBI should take some serious step to solve this problem as people are facing difficulty even though they have paid back their loan and credit card dues.
1 year ago - By Sonia
Answer 3.
If your bank is not listening to your request you can put a complaint on bank website and within 15 days if you don't receive any reply you can file a complaint with banking ombudsmen along with copy of your complaint as proof.
1 year ago - By Bindu
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